Magic Cookie Bars with a Twist (or Swirl)

We had these on Sunday and Bob wanted the recipe so here it is.

1 1/2 C chocolate graham cracker (or cookie) crumbs
1/2 C butter
1 1/2 C swirl white/chocolate chips (or use half chocolate and half white chocolate chips)
1 1/3 C shredded or flaked coconut
1 C coarsley chopped pecans
1 can sweetened condensed milk

Melt butter in 9x13 baking dish. Add chocolate graham (cookie) crumbs. Mix until well moistened and press evenly in pan. Sprinkle swirl white/chocolate chips over crust. Layer coconut over top. Sprinkle nuts on top. Cover with sweetened condensed milk. Bake at 375 until lightly browned, about 15-20 minutes. Cool and cut into bars.